{"id":6416,"date":"2023-11-06T11:08:42","date_gmt":"2023-11-06T17:08:42","guid":{"rendered":"https:\/\/utrgvradio.com\/?p=6416"},"modified":"2023-11-06T11:31:02","modified_gmt":"2023-11-06T17:31:02","slug":"good-insurance-equals-lower-health-care-payments","status":"publish","type":"post","link":"https:\/\/utrgvradio.com\/index.php\/2023\/11\/06\/good-insurance-equals-lower-health-care-payments\/","title":{"rendered":"Good insurance equals lower health care payments"},"content":{"rendered":"\n<p>Pete Mendoza<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"539\" src=\"https:\/\/utrgvradio.com\/wp-content\/uploads\/2023\/11\/Screenshot_20231103_100929_Photos-1024x539.jpeg\" alt=\"\" class=\"wp-image-6417\" srcset=\"https:\/\/utrgvradio.com\/wp-content\/uploads\/2023\/11\/Screenshot_20231103_100929_Photos-1024x539.jpeg 1024w, https:\/\/utrgvradio.com\/wp-content\/uploads\/2023\/11\/Screenshot_20231103_100929_Photos-300x158.jpeg 300w, https:\/\/utrgvradio.com\/wp-content\/uploads\/2023\/11\/Screenshot_20231103_100929_Photos-768x404.jpeg 768w, https:\/\/utrgvradio.com\/wp-content\/uploads\/2023\/11\/Screenshot_20231103_100929_Photos.jpeg 1079w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>Timothy Chapman \/ Vaquero Radio<br>UTRGV Student Health Center Building on the Edinburg Campus<\/em><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-audio\"><audio controls src=\"https:\/\/utrgvradio.com\/wp-content\/uploads\/2023\/11\/Insurance-1106_mezcla.mp3\"><\/audio><\/figure>\n\n\n\n<p class=\"has-drop-cap\">The Rio Grande Valley has historically had a low number of insured residents. To ensure their safety, Health Services recommend that students and faculty acquire insurance.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Director of Health Service for UT Health RGV Student Health Dr. Rick Gray explained health insurance is a way for people to pay for medical services.<\/p>\n\n\n\n<p>According to Gray, the valley has always had a low number of insured individuals.<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p> \u201cThe valley has traditionally been underserved and behind the national averages for folks with insurance,\u201d he said.<\/p><\/blockquote><\/figure>\n\n\n\n<p>Gray mentioned there are many reasons why people do not have health insurance, it could be people&#8217;s socioeconomic status, not being able to afford insurance and limited funding for state and federal programs.<\/p>\n\n\n\n<p>Student Marketing Advisor for UT Health RGV Student Health Angelica Velasquez said she has multiple experiences with people that are uninsured.<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201cI have experienced in health care settings where several patients couldn\u2019t afford to pay for any services that they were looking into,\u201d Vealsquez said. \u201cSo, then they would have to rely on going across the border to go get the services that they need.\u201d<\/p><\/blockquote><\/figure>\n\n\n\n<p>Additionally, she said people might not get the same quality of service across the border as they would in the Valley.<\/p>\n\n\n\n<p>Gray said there is a good percentage of students that are not insured.<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p> \u201cTraditionally, among our students about 25% of them are either underinsured or uninsured,\u201d he said.<\/p><\/blockquote><\/figure>\n\n\n\n<p>Gray said you never know when you might get into an accident or get ill. He said insurance would cover most of the medical expenses, especially screenings and immunizations.<\/p>\n\n\n\n<p>Velasquez expressed it is better to be safe than sorry. She gave a scenario where someone who doesn&#8217;t have insurance refuses to get checked up which leads them to getting hospitalized and having to pay thousands of dollars instead of just paying for a pill for treatment for $50.<\/p>\n\n\n\n<p>To make sure that they are getting the most out of their health insurance, she said people should look into what services the insurance offers.<\/p>\n\n\n\n<p>Velasquez encourages people to get health insurance.<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201cI would encourage people to get health insurance or to even seek health services just for preventive measures,\u201d she said. \u201cBecause things can get worse, things can get more expensive. Taking advantage of your health insurance can definitely help with preventing even more catastrophic effects.\u201d<\/p><\/blockquote><\/figure>\n\n\n\n<p>For more information about health insurance visit <a href=\"http:\/\/www.utrgv.edu\/health-services\/\">www.utrgv.edu\/health-services\/<\/a>.<\/p>\n\n\n\n<p>This is Pete Mendoza for Vaquero Radio.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pete Mendoza The Rio Grande Valley has historically had a low number of insured residents. To ensure their<\/p>\n","protected":false},"author":32,"featured_media":6417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"cybocfi_hide_featured_image":"","footnotes":""},"categories":[569,13,16],"tags":[555,41,44,42,26],"class_list":["post-6416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-academic","category-brownsville","category-edinburg","tag-555","tag-fall","tag-news","tag-students","tag-utrgv"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Good insurance equals lower health care payments - The Valley&#039;s Student Station<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/utrgvradio.com\/index.php\/2023\/11\/06\/good-insurance-equals-lower-health-care-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Good insurance equals lower health care payments - The Valley&#039;s Student Station\" \/>\n<meta property=\"og:description\" content=\"Pete Mendoza The Rio Grande Valley has historically had a low number of insured residents. 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